People love to make things way more complicated than they need to be. When it comes to creating wealth or early retirement there is one surefire 100% guaranteed way to success. Buy quality assets that will appreciate like Vancouver Real Estate and low fee index funds and to simply hold them for long periods of time. Don’t trade in and out especially with Real Estate which is extremely expensive to buy and sell. Don’t follow the news or read market statistics or predictions. Instead concentrate on the things you can control. Such as getting better at your career, making more money, saving more money and improving in other facets of your life like your health and spending time with your family and friends.