One of the best ways to get you on the road to financial success is to pay off your mortgage quicker. It's really quite easy and painless. One of the best ways is to simply move to an accelerated payment plan.  For example if you took a $300,000 mortgage at 3.5% amortized over 25 years and switched your mortgage payments from monthly to bi-weekly accelerated you would save $23,852.87 over the life of your mortgage and pay it off 3 years earlier.  Talk to your bank or mortgage broker about the various options. Interest rates are not going to stay this low much longer. Why not pay it down now while the getting is good!