Are you on the sidelines with your deposit funds ready and your mortgage pre-approval in place? Or are you just angry and complaining because both, the Real Estate and the stock market have passed you by? If you want to achieve any type of financial success in life you're going to need a game plan. Complaining, pointing fingers and waiting for some big crash that will never materialize is NOT a game plan. You will only continue to fall further and further behind with this type of thinking.