Canadians are always looking for ways to pay less tax and shelter money for better growth. Did you know the best tax shelter still available to us in this county is owning your principal residence? Outside of a TFSA which is limited to $5500 a year. All the capital gain in your principal residence grows completely tax free and when you sell the house all the capital gain is received without a penny in tax. It's by far the best tax shelter we still have in this country and why home ownership is considered the foundation to financial security.