This is a friendly reminder. If you do any type of renovation or upgrade to your home make sure you contact your insurance company and update your home owners policy to cover the improvements and betterments you have made. If you don't and your unit is damaged, say in a flood, these new upgrades are not going to be covered. All it takes is a phone call and it won't increase your premium by much. Also make sure you have the proper liability insurance to cover the Strata's insurance deductible. They can and will go after you for this deductible if there is damage done to other units or the common area of the Strata resulting from something that has arisen from your unit.